Senior Software Engineer
Swish Labs
New York City Metropolitan Area
Posted October 12, 2026
Description
<p><strong>About Swish Labs</strong></p><p>Swish Labs is building the AI-native infrastructure for modern mortgage lending.</p><p>We’re creating a unified platform that replaces fragmented software, manual workflows, and disconnected systems with intelligent automation—helping lenders originate loans faster, operate more efficiently, and deliver a more transparent experience for homeowners.</p><p>We’re a small, highly collaborative team, which means engineers at Swish Labs have meaningful ownership. You won’t just execute tickets—you’ll help shape the product, architecture, and technical decisions behind the platform.</p><p><br /></p><p><strong>The Role</strong></p><p>We’re looking for a Senior Backend Engineer to help build the core infrastructure powering our mortgage platform.</p><p>You’ll design, build, and maintain backend systems that support the lifecycle of a mortgage—from application and verification through underwriting, decisioning, and funding.</p><p>You’ll work closely with product, design, and engineering leadership to solve complex problems in a highly regulated and data-intensive industry.</p><p>As an early member of the engineering team, you’ll also play an important role in establishing engineering standards, improving system reliability, influencing technical direction, and mentoring future engineers.</p><p><br /></p><p><strong>What You’ll Work On</strong></p><ul><li>Design and build scalable backend services in Go that power complex, data-intensive loan workflows</li><li>Develop APIs and integrations with credit bureaus, verification providers, document systems, pricing engines, and other mortgage infrastructure</li><li>Build automation and decisioning systems that transform AI and model outputs into reliable, explainable workflows</li><li>Design systems with strong auditability, data integrity, security, and regulatory requirements in mind</li><li>Improve platform performance, observability, testing, and production reliability</li><li>Help define technical architecture and engineering best practices as the platform scales</li><li>Collaborate directly with product and design to turn complex mortgage workflows into simple, reliable software</li><li>Review code, mentor engineers, and help build a strong engineering culture</li></ul><p><br /></p><p><strong>What We’re Looking For</strong></p><ul><li>6+ years of professional software engineering experience, with significant ownership of production systems</li><li>Strong backend engineering experience, including API design, distributed systems, relational databases, and system architecture</li><li>Experience building scalable, reliable, production-grade applications</li><li>Experience with cloud infrastructure, containerized applications, and modern deployment environments</li><li>Strong understanding of system performance, failure modes, monitoring, and observability</li><li>A high standard for correctness, testing, auditability, and maintainable code</li><li>Strong technical judgment and the ability to communicate tradeoffs clearly</li><li>Comfortable working in a fast-moving startup environment with a high degree of ownership and autonomy</li></ul><p><br /></p><p><strong>Strong Plus</strong></p><ul><li>Experience in mortgage, lending, fintech, banking, or another regulated industry</li><li>Experience working with Go in production</li><li>Experience building workflow, decisioning, automation, or AI-enabled systems</li><li>Experience integrating with third-party APIs and complex external data providers</li><li>Experience at an early-stage or high-growth technology company</li></ul><p><br /></p><p>A computer science degree is not required. We care more about what you’ve built, how you think, and the level of ownership you’ve demonstrated.</p><p><br /></p><p><strong>Why Swish Labs</strong></p><p>This is an opportunity to join early and help build foundational technology for an industry that still relies heavily on fragmented systems and manual processes.</p><p>You’ll have meaningful influence over the product and architecture, work directly with the founding team, and build software that impacts how real loans move through the mortgage ecosystem.</p><p><br /></p>
Job Overview
Location
New York City Metropolitan Area
Job Type
full time
Date Posted
October 12, 2026